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Terri-Lynn Robinson’s life was turned upside down when a dispute with her ex-husband went horribly wrong. While he was packing to leave, he decided to take revenge. He grabbed a BBQ lighter and set fire to the length of their bed skirt. With her in the room. Within minutes her bedroom went up in flames. While Terri was able to escape, her home and life were in ruins. Her house, an object of arson, was uninhabitable. She turned to her insurance company, which responded by rejecting her claim. Their reason was that, since her ex-husband was on title, the damage was caused by the homeowner and thus was not covered. Terri is a victim of intimate partner violence; she lost her house during the dissolution of her marriage. When it couldn’t get any worse, she was told she was on her own. The insurance she had paid for would not intervene. Terri had to pay the mortgage on a “decaying shell” while living in a shelter. She was unable to pay the repairs of her income, and she now faces the very real possibility of bankruptcy and the loss of the rest of her assets. If you are in a similar situation, a home insurance attorney can help.
This happens more than you think
Terri-Lynn is not the first woman to be a victim of intimate partner violence and arson. She is certainly not the first to falsely dismiss claims. The tragic result of these denials can be a complete loss of quality of life and home. Home insurance lawyers are the connecting link between these terrible tragedies and a successful outcome. Lawyers fight for your rights and your insurance claims. The insurance is paid so that it is there when you need it most. It is a tragedy that this money is lost, leaving you with no money for additional expenses that you cannot afford during the worst times of your life.
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Insurance companies are just that: companies. Businesses exist to make money. In addition, there is a lot of checking on insurance claims to ensure that a claim is not fraud. Unfortunately, this type of research often leaves homeowners short, with their claims rejected. Building rights lawyers are familiar with the laws and regulations surrounding insurance and claims. If your claim is denied, your next best step is to get help.
Most home insurance attorneys work on a commission basis. This means that they will not be paid until you do. They understand that your current situation has already created financial pressures. Hiring a lawyer should not put an extra burden on your current situation. If you can get the help you need to fight a claim that must be paid. Call to get the money needed to fix your home and life without the out-of-pocket expenses. Home insurance lawyers are here to fight for you. They are the middle point of contact who understands your situation and at the same time has the legal knowledge to work in your favor. You paid for your insurance to be there for you. A home insurance attorney will take the time it takes to make sure this is exactly what is happening.
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